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Joan Emas NMLS #280078
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The Kansas City metro has been my home for more than 20 years, following a move from the Lake of the Ozarks. As an advocate for the mortgage banking industry, I currently serve on the Missouri Mortgage Bankers Association board. I formerly served as the President of the Mortgage Bankers Association of Kansas City.

I am passionate about helping people achieve their financial goals, whether you are buying your first home, or refinancing a vacation home or investment property. With more than 25 years of mortgage banking experience, my understanding in all aspects of lending and my attention to detail allow me to navigate clients smoothly through the financing process.

When I’m not helping my clients, I enjoy cooking, entertaining family and friends, traveling and photographing the vast wildlife lurking in our backyard. My husband, Byron, and I reside in Overland Park and are both avid golfers. We are proud parents of three daughters and a spoiled labradoodle named Lucy.

Thank you for your interest in UMB Mortgage. I look forward to working with you.

Joan Emas

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